Who is referred to as the purchaser in a preneed funeral contract?

In the context of a preneed funeral contract, the term "purchaser" refers specifically to the individual financing the preneed contract. This person is responsible for making the payments for the services agreed upon in the contract, thereby securing the arrangements for their future funeral needs.

This understanding is crucial because the purchaser is not necessarily the individual who will eventually benefit from the services, nor do they always receive the services themselves (that role is often filled by the beneficiary). The funeral director oversees the contract but does not hold the role of the purchaser. Therefore, the focus on financing highlights the action taken to commit to the services, understanding that this financial commitment often involves a different relationship with the funeral arrangements compared to who will ultimately receive the funeral services.

Recognizing the purchaser as the financier helps clarify the roles and responsibilities associated with preneed funeral contracts, ensuring all parties are aware of their obligations.